Ready to take your team to the next level?

At Teamified, we're all about connecting you with the brightest minds around the world! Whether you're on the hunt for accountants, admin pros, tech wizards, or customer service champs, we've got your back.

With Teamified, you’ll find top-tier talent and get them onboarded in no time – we're talking days, not weeks! Boost productivity, scale your business, and focus on what you do best – let us handle the rest.

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Credit Analyst

Expert Credit Analysis: Our credit analysts excel in evaluating creditworthiness, analysing financial data, and providing insights to support informed lending decisions and risk management.

Tailored Credit Services: Whether you need ongoing credit assessments, detailed risk analysis, or specific guidance on credit policies, our analysts offer customised solutions to meet your business's unique needs.

Cost-Effective Solutions: By partnering with credit analysts through Teamified, you reduce recruitment costs while accessing skilled professionals who deliver comprehensive, tailored credit analysis at competitive rates, ensuring a strong return on your investment.

How experienced are our Credit Analysts?

JUNIOR

0 - 2 Years Exp.

0-2 years of credit analyst experience, often entry-level.
Basic understanding of credit analysis, financial statements, and credit risk assessment.
Proficiency in using Excel for data analysis, including basic formulas and financial modelling.
Ability to assist in reviewing credit applications, analysing financial data, and preparing preliminary reports.
Knowledge of fundamental credit policies, loan products, and regulatory requirements.
Strong attention to detail for identifying discrepancies and ensuring accurate data entry.
Ability to follow established credit procedures and work under the guidance of senior credit analysts.
Effective communication skills for documenting findings and assisting in credit-related tasks.

Intermediate

2 - 5 Years Exp.

2-5 years of credit analyst experience.
In-depth knowledge of credit risk assessment, financial analysis, and credit scoring models.
Advanced skills in analysing financial statements, including income statements, balance sheets, and cash flow statements.
Experience with credit analysis software and CRM systems for managing credit information and reports.
Ability to evaluate complex credit applications, assess risk, and recommend credit limits or terms.
Strong problem-solving skills to address credit issues and provide actionable insights for credit decisions.
Effective communication skills for presenting credit assessments and recommendations to management or clients.
Ability to manage multiple credit assessments and ensure timely processing of credit applications.

SENIOR

5 + Years Exp.

5+ years of credit analyst experience, including leadership roles.
Expertise in leading comprehensive credit analysis, including evaluating large or complex credit portfolios and managing high-value credit exposures.
Advanced knowledge of credit risk management, regulatory compliance, and financial forecasting.
Proven ability to lead credit analysis teams, oversee credit operations, and mentor junior staff.
Extensive experience in structuring and negotiating credit terms, including customised solutions for corporate or high-risk clients.
Strong leadership and strategic planning skills, with the ability to influence credit policy and drive business development.
In-depth understanding of market trends, industry-specific credit risks, and best practices for optimising credit performance and compliance.